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Loans – First National Bank of Winnsboro – First National Bank of Winnsboro has served the many borrowing needs of its customers since 1893. Have a loan question? Our experienced lending staff is here to answer any questions or concerns you may have. Stop by your hometown bank today, or give us a call at 903-342-5275 (Winnsboro) or 903-877-3311 (Winona Branch). Lending Staff:

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Texas High-Cost Home Loan Law – McGlinchey Stafford – (Note that the federal law DOES NOT apply to purchase money loans.) If a lender has made a loan that qualifies as a high-cost home loan in Texas, there are certain specific restrictions and requirements that apply to that loan which must be observed. These are:

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