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Principal & Interest: FHA MIP FHA MIP is determined by your down payment and loan term. FHA MIP Explained + Monthly Escrow Escrow is a portion of your monthly payment that goes into an account with your mortgage holder that is used to pay your property taxes and annual homeowner’s insurance.

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Mortgage rates lower for Monday – At the current average rate, you’ll pay a combined $517.44 per month in principal and interest for every $100,000 you borrow. That’s $4.81 lower, compared with last week. You can use Bankrate’s.

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